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How to Deal When Disaster Strikes

by Team Fathom

Slava Bowman / Unsplash

Photo by Slava Bowman / Unsplash.

Dear Fathom: The world has officially gone mad. But I still want to see it all. What steps can I take to prepare for a worst case scenario?

Dear brave reader, thank you for your continued interest in the world at large. In light of recent incidences of terror and political upheaval, it's tempting to cut down on trips and wait for the worst to blow over. But what if this is the new normal? Then it's more important than ever to be aware of your surroundings and take care of each other. Better to read up on your next destination, know what you're getting into, and travel with a backup plan. Here are a few steps you can take at home to help keep you safe should disaster strike while abroad.

LEAVE A DETAILED PAPER TRAIL

Make two copies of your trip itinerary, identification documents, and insurance details. Leave one set with a friend or family member back home, who can assist authorities in locating you if you fall ill or off the grid. Keep the other set on your person while traveling and leave the original documents in your hotel room safe. Doing so will help you salvage your trip — or, at the very least, find your way back home — if your belongings get lost or stolen during an emergency.

PREPARE YOUR PARTY, KIDS INCLUDED

Every person you're traveling with should know how to find help in case your party gets separated during a disaster. Make sure everyone, including kids, keeps a list of important phone numbers on their persons — for local emergency services, home government hotlines, the local embassy or consulate, and vital contacts like friends, family, and employers — as well as scripts written in the local language with useful phrases to use during a crisis. As a final course of action, instruct young ones who end up separated from their grownups to seek help from other families, or even nice ladies passing by, if no law enforcement officials are present on scene.

UNDERSTAND WHAT YOUR EMBASSY CAN DO FOR YOU

Knowing how to contact your local embassy or consulate is important. (Click here for a full list of U.S. embassies worldwide.) They can help you secure a new passport quickly if you lose yours, contact relatives and insurers if you're hospitalized, arrange lawyers and translators if you're the victim of a crime, and, if you somehow lose all of your money, arrange transportation home. They won't cover any costs incurred during an emergency, so make sure you have backup funds stashed away or someone back home who is willing to wire you money in a tight situation.

CONSIDER TRAVEL INSURANCE

Even if you normally forgo travel insurance, consider a comprehensive policy if you're traveling to a risky destination. Otherwise, prepare to pay out of pocket to reschedule flights, recoup lost luggage, or cover emergency medical expenses if something drastic happens on your trip. Find out what international coverage you already have through your insurance and credit card providers and then look for a plan that fits your needs. A good policy will cover property loss, sudden cancellations, and at least $100,000 in medical expenses.

STAY CURRENT ON YOUR DESTINATION

The best deterrent to disaster is not being around when it happens. Once you have a destination in mind, get a feel for areas you should avoid by consulting online resources, travel professionals, and friends and family who have recently visited. Better yet, check if your embassy offers an enrollment program, like STEP in the U.S., to get travel alerts and warnings on your travel destination, as well as diplomatic assistance should anything happen once you're there. Otherwise, consider downloading an app like Safeture, which delivers real-time security updates in more than 200 countries worldwide.


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